Since the adoption of the July law criminalizing the transfer of bank cards and the use of other people’s cards.
Processing companies, as well as representatives of the shadow casino and other illegal areas, began to work massively with exchange offices, paying huge interest rates (from 10-19%).
A scheme is actively used in which an ordinary client of the exchanger, awaiting payment, becomes a link in the chain of illegal transactions. His banking details are used by visitors to online casinos and drug sites to replenish the balance of his personal account.
Thus, a person who has lost at the casino or who has not received his prize tries to withdraw his transfer by sending an SMS inside the bank with a text of a dubious nature.
As a result, ordinary customers of exchangers face the blocking of accounts in all banks and even criminal prosecution, although in fact they have nothing to do with illegal activities.
Thus, both the clients of the exchangers and the reputation of the service itself suffer.
The problem is already known even to the Central Bank of Russia, which mentions it in its article (https://cbr.ru/press/event/?id=24706 ).
If you, as an exchanger client, receive funds to the card in 10 transactions from different people, you should know that you are already a participant in the scheme. The money received may have a dubious origin. Law enforcement agencies may be interested in you, which often has very unpleasant consequences. We can only hope for luck and luck. There are already a lot of victims.
We strongly recommend working only with trusted exchange offices, despite the high-rate offers from unverified exchange services.
